{"id":611109,"date":"2026-10-11T11:00:07","date_gmt":"2026-10-11T10:00:07","guid":{"rendered":"https:\/\/labellavitarealestate.com\/?page_id=611109"},"modified":"2026-10-11T14:09:26","modified_gmt":"2026-10-11T13:09:26","slug":"koszty-zakupu-nieruchomosci-costa-blanca-costa-calida","status":"publish","type":"page","link":"https:\/\/labellavitarealestate.com\/pl\/koszty-zakupu-nieruchomosci-costa-blanca-costa-calida\/","title":{"rendered":"Koszty zakupu nieruchomo\u015bci na Costa Blanca i Costa C\u00e1lida"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"611109\" class=\"elementor elementor-611109 elementor-609972\" data-elementor-post-type=\"page\">\n\t\t\t\t<header class=\"elementor-element elementor-element-c0570040 e-con-full lbv26-header e-flex e-con e-parent\" data-id=\"c0570040\" data-element_type=\"container\" data-e-type=\"container\" 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192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591852\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/new-build-properties-spain\/\" class=\"elementor-sub-item\">Rynek pierwotny<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591853\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/nieruchomosci-pod-klucz\/\" class=\"elementor-sub-item\">Pod klucz<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_type menu-item-591854\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/typ-nieruchomo\u015bci\/apartamenty\/\" class=\"elementor-sub-item\">Apartamenty<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_type menu-item-591855\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/typ-nieruchomo\u015bci\/domy\/\" class=\"elementor-sub-item\">Domy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591871\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/nieruchomosci-z-widokiem-na-morze\/\" class=\"elementor-sub-item\">Widok na morze<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591872\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/obok-plazy\/\" class=\"elementor-sub-item\">Blisko pla\u017cy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591873\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/blisko-golfa\/\" class=\"elementor-sub-item\">Blisko pola golfowego<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591874\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/uzytek-turystyczny\/\" class=\"elementor-sub-item\">Mo\u017cliwo\u015b\u0107 najmu turystycznego<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591875\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/tereny-wiejskie\/\" class=\"elementor-sub-item\">Domy w otoczeniu natury<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-24172\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\">REGIONY<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-has-children menu-item-591876\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-pl\/\" class=\"elementor-sub-item\">Costa Blanca<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591945\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-poludniowa\/\" class=\"elementor-sub-item\">Costa Blanca Po\u0142udnie<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-592038\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-polnocna\/\" class=\"elementor-sub-item\">Costa Blanca P\u00f3\u0142noc<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591947\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-inland\/\" class=\"elementor-sub-item\">Costa Blanca w g\u0142\u0119bi l\u0105du<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-has-children menu-item-591948\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-calida\/\" class=\"elementor-sub-item\">Costa C\u00e1lida<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591949\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-calida-inland\/\" class=\"elementor-sub-item\">Costa C\u00e1lida w g\u0142\u0119bi l\u0105du<\/a><\/li>\n\t<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591950\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/about\/\" class=\"elementor-item\">O NAS<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591982\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/kontakt\/\" class=\"elementor-item\">KONTAKT<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M104 333H896C929 333 958 304 958 271S929 208 896 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href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/obok-plazy\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Blisko pla\u017cy<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591873\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/blisko-golfa\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Blisko pola golfowego<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591874\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/uzytek-turystyczny\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Mo\u017cliwo\u015b\u0107 najmu turystycznego<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_label menu-item-591875\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/tereny-wiejskie\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Domy w otoczeniu natury<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-24172\"><a href=\"#\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">REGIONY<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-has-children menu-item-591876\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-pl\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa Blanca<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591945\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-poludniowa\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa Blanca Po\u0142udnie<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-592038\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-polnocna\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa Blanca P\u00f3\u0142noc<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591947\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-blanca-inland\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa Blanca w g\u0142\u0119bi l\u0105du<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-has-children menu-item-591948\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-calida\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa C\u00e1lida<span class=\"sub-arrow\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span><\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-taxonomy menu-item-object-property_area menu-item-591949\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/area\/costa-calida-inland\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Costa C\u00e1lida w g\u0142\u0119bi l\u0105du<\/a><\/li>\n\t<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591950\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/about\/\" class=\"elementor-item\" tabindex=\"-1\">O NAS<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591982\"><a href=\"https:\/\/labellavitarealestate.com\/pl\/kontakt\/\" class=\"elementor-item\" tabindex=\"-1\">KONTAKT<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570044 elementor-widget__width-initial lbv26-language elementor-widget elementor-widget-wpml-language-switcher\" data-id=\"c0570044\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpml-language-switcher.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpml-elementor-ls\">\n<div role=\"navigation\" aria-label=\"Prze\u0142\u0105cznik j\u0119zyk\u00f3w\" class=\"wpml-ls-statics-shortcode_actions wpml-ls 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class=\"wpml-ls-native\">PL<\/span><\/a>\n\n\t\t\t<ul id=\"wpml-ls-submenu-click-default\" class=\"js-wpml-ls-sub-menu wpml-ls-sub-menu\">\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-en wpml-ls-first-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/\" hreflang=\"en\" lang=\"en\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na EN\" title=\"Prze\u0142\u0105cz na EN\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/en.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">EN<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-es\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/es\/\" hreflang=\"es\" lang=\"es\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na ES\" title=\"Prze\u0142\u0105cz na ES\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/es.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">ES<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-nl\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/nl\/\" hreflang=\"nl\" lang=\"nl\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na NL\" title=\"Prze\u0142\u0105cz na NL\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n           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class=\"wpml-ls-display\">FR<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-de\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/de\/\" hreflang=\"de\" lang=\"de\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na DE\" title=\"Prze\u0142\u0105cz na DE\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/de.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">DE<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-it\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/it\/\" hreflang=\"it\" lang=\"it\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na IT\" title=\"Prze\u0142\u0105cz na IT\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/it.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">IT<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-bg\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/bg\/\" hreflang=\"bg\" lang=\"bg\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na BG\" title=\"Prze\u0142\u0105cz na BG\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/bg.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">BG<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-ru\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/ru\/\" hreflang=\"ru\" lang=\"ru\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na RU\" title=\"Prze\u0142\u0105cz na RU\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/ru.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">RU<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\n\t\t\t\t\t<li class=\"wpml-ls-slot-shortcode_actions wpml-ls-item wpml-ls-item-sv wpml-ls-last-item\">\n\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/sv\/\" hreflang=\"sv\" lang=\"sv\" class=\"wpml-ls-link\" aria-label=\"Prze\u0142\u0105cz na SW\" title=\"Prze\u0142\u0105cz na SW\">\n\t\t\t\t\t\t\t                                    <img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/labellavitarealestate.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/sv.svg\"\n            alt=\"\"\n            loading=\"lazy\"\n            width=24\n            height=20\n    \/><span class=\"wpml-ls-display\">SW<\/span><\/a>\n\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\t<\/ul>\n\n\t\t<\/li>\n\n\t<\/ul>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/header>\n\t\t<div class=\"elementor-element elementor-element-c0570045 e-flex e-con-boxed e-con e-parent\" data-id=\"c0570045\" data-element_type=\"container\" data-e-type=\"container\" id=\"guide-top\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c0570046 e-con-full e-flex e-con e-child\" data-id=\"c0570046\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057004a elementor-widget elementor-widget-heading\" data-id=\"c057004a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">PRZEWODNIK PO KOSZTACH ZAKUPU<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057004b elementor-widget elementor-widget-heading\" data-id=\"c057004b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Koszty zakupu nieruchomo\u015bci<br>na Costa Blanca i Costa C\u00e1lida<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057004c elementor-widget elementor-widget-text-editor\" data-id=\"c057004c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"margin:0 0 12px;\">Podatki na rynku pierwotnym i wt\u00f3rnym, obs\u0142uga prawna oraz przyk\u0142adowe wyliczenia dla obu wybrze\u017cy pomog\u0105 Ci zaplanowa\u0107 pe\u0142ny bud\u017cet zakupu.<\/p><p style=\"margin:0;font-size:15px;line-height:1.5;\">Artyku\u0142 jest cz\u0119\u015bci\u0105 naszego <a href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/\" style=\"color:#78613C;text-decoration:underline;text-underline-offset:3px;\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#B59B70\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\" style=\"display:inline-block;vertical-align:-5px;margin-right:8px\"><path d=\"M2 3h6a4 4 0 0 1 4 4v14a3 3 0 0 0-3-3H2z\"><\/path><path d=\"M22 3h-6a4 4 0 0 0-4 4v14a3 3 0 0 1 3-3h7z\"><\/path><\/svg>kompletnego przewodnika po zakupie nieruchomo\u015bci<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c057004d e-flex e-con-boxed e-con e-parent\" data-id=\"c057004d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c057004e e-con-full e-flex e-con e-child\" data-id=\"c057004e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057004f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c057004f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Przewodnik zakupu<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570050 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c0570050\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#purchase-taxes\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Por\u00f3wnaj podatki<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570051 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c0570051\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#worked-budgets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zobacz wyliczenia<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0570052 e-con-full e-flex e-con e-child\" data-id=\"c0570052\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570053 elementor-widget elementor-widget-text-editor\" data-id=\"c0570053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>LA BELLA VITA Real Estate \u00b7 Zweryfikowano 9 pa\u017adziernika 2026 r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<main class=\"elementor-element elementor-element-c0570054 e-flex e-con-boxed e-con e-parent\" data-id=\"c0570054\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c0570055 e-con-full e-flex e-con e-child\" data-id=\"c0570055\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<aside class=\"elementor-element elementor-element-c0570056 e-con-full e-flex e-con e-child\" data-id=\"c0570056\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c0570057 e-con-full e-flex e-con e-child\" data-id=\"c0570057\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570058 elementor-toc--content-yes elementor-widget elementor-widget-table-of-contents\" data-id=\"c0570058\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;container&quot;:&quot;#guide-content&quot;,&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h3 class=\"elementor-toc__header-title\">\n\t\t\t\tW tym przewodniku\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__c0570058\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570059 elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"c0570059\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCz\u0119\u015b\u0107 naszego kompletnego przewodnika po zakupie nieruchomo\u015bci.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057005a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"c057005a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tPor\u00f3wnaj lokalizacje, rodzaje nieruchomo\u015bci i etapy zakupu w Hiszpanii.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057005b elementor-align-left elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"c057005b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Przeczytaj przewodnik<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/aside>\n\t\t<article class=\"elementor-element elementor-element-c057005c e-con-full e-flex e-con e-child\" data-id=\"c057005c\" data-element_type=\"container\" data-e-type=\"container\" id=\"guide-content\">\n\t\t<section class=\"elementor-element elementor-element-c057000e e-flex e-con-full e-con e-child\" data-id=\"c057000e\" data-element_type=\"container\" data-e-type=\"container\" id=\"budget-overview\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057000d elementor-widget elementor-widget-heading\" data-id=\"c057000d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ile zaplanowa\u0107 poza cen\u0105 nieruchomo\u015bci?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057000a elementor-widget elementor-widget-text-editor\" data-id=\"c057000a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Cena podana w og\u0142oszeniu jest punktem wyj\u015bcia<\/strong>. Przy nowej nieruchomo\u015bci dolicz do niej IVA. Bud\u017cet powinien obejmowa\u0107 tak\u017ce pozosta\u0142e nale\u017cne podatki, obs\u0142ug\u0119 prawn\u0105, akt kupna i wpis do rejestru oraz wybrane koszty finansowania i dodatkowe us\u0142ugi.<\/p><p><strong>Zanim wybierzemy nieruchomo\u015bci do prezentacji, powiedz nam, czy potrzebujesz kredytu hipotecznego, ile masz \u015brodk\u00f3w w\u0142asnych i kiedy b\u0119d\u0105 dost\u0119pne.<\/strong> Pozwoli to dopasowa\u0107 cen\u0119 oraz harmonogram p\u0142atno\u015bci do Twojej sytuacji.<\/p><p><strong>Nie ma jednego procentu koszt\u00f3w dla wszystkich zakup\u00f3w.<\/strong> Zaplanuj podatki, prawnika, notariusza i wpis do rejestru wed\u0142ug kategorii z naszego <a href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/#purchase-budget\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#B59B70\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\" style=\"display:inline-block;vertical-align:-5px;margin-right:8px\"><path d=\"M2 3h6a4 4 0 0 1 4 4v14a3 3 0 0 0-3-3H2z\"><\/path><path d=\"M22 3h-6a4 4 0 0 0-4 4v14a3 3 0 0 1 3-3h7z\"><\/path><\/svg>g\u0142\u00f3wnego przewodnika zakupu<\/a>. Kwota zale\u017cy od lokalizacji, rynku pierwotnego lub wt\u00f3rnego, ceny i podstawy opodatkowania, ewentualnych stawek obni\u017conych oraz otrzymanych wycen. Poni\u017csze przyk\u0142ady maj\u0105 charakter ilustracyjny. Nast\u0119pnie popro\u015b o szczeg\u00f3\u0142owe zestawienie dla wybranej nieruchomo\u015bci.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c057000c e-flex e-con-full e-con e-child\" data-id=\"c057000c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057000b elementor-widget elementor-widget-text-editor\" data-id=\"c057000b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rozr\u00f3\u017cniaj trzy kwoty:<\/strong> cen\u0119 nieruchomo\u015bci; podatki, obs\u0142ug\u0119 prawn\u0105, notariusza i rejestr; oraz <strong>osobny bud\u017cet<\/strong> na meble, ulepszenia, finansowanie i przeprowadzk\u0119.<\/p><p>Przewodnik dotyczy zakupu nieruchomo\u015bci mieszkalnych na <strong>Costa Blanca (Wsp\u00f3lnota Walencka)<\/strong> i <strong>Costa C\u00e1lida (Region Murcji)<\/strong>. Procedura prawna jest podobna, ale regionalne stawki podatkowe si\u0119 r\u00f3\u017cni\u0105. Korzystaj z danych dla <strong>regionu, w kt\u00f3rym znajduje si\u0119 nieruchomo\u015b\u0107<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0570090 e-flex e-con-full e-con e-child\" data-id=\"c0570090\" data-element_type=\"container\" data-e-type=\"container\" id=\"buying-costs-photo\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570091 elementor-widget elementor-widget-image\" data-id=\"c0570091\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2026\/09\/Luxury-Seafront-Apartments-in-Villajoyosa-with-Panoramic-Mediterranean-Views.jpg\" class=\"attachment-full size-full wp-image-607422\" alt=\"Rendering of a terrace with sea views in Puntes del Moro, Villajoyosa, Alicante\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570092 elementor-widget elementor-widget-text-editor\" data-id=\"c0570092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Taras z widokiem na morze w Villajoyosa na Costa Blanca (wizualizacja). Osobno zaplanuj meble i dodatki, kt\u00f3rych nie obejmuje cena sprzeda\u017cy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c0570016 e-flex e-con-full e-con e-child\" data-id=\"c0570016\" data-element_type=\"container\" data-e-type=\"container\" id=\"purchase-taxes\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570015 elementor-widget elementor-widget-heading\" data-id=\"c0570015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Podatki przy zakupie: rynek pierwotny i wt\u00f3rny<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0570009 e-flex e-con-full e-con e-child\" data-id=\"c0570009\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c0570004 e-flex e-con-full e-con e-child\" data-id=\"c0570004\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570001 elementor-widget elementor-widget-heading\" data-id=\"c0570001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costa Blanca<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570002 elementor-widget elementor-widget-heading\" data-id=\"c0570002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">10% + 1,4%<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570003 elementor-widget elementor-widget-text-editor\" data-id=\"c0570003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rynek pierwotny:<\/strong> 10% IVA + 1,4% AJD.<br><strong>Rynek wt\u00f3rny:<\/strong> standardowo 9% ITP.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0570008 e-flex e-con-full e-con e-child\" data-id=\"c0570008\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570005 elementor-widget elementor-widget-heading\" data-id=\"c0570005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costa C\u00e1lida<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570006 elementor-widget elementor-widget-heading\" data-id=\"c0570006\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">10% + 1,5%<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570007 elementor-widget elementor-widget-text-editor\" data-id=\"c0570007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rynek pierwotny:<\/strong> 10% IVA + 1,5% AJD.<br><strong>Rynek wt\u00f3rny:<\/strong> standardowo 7,75% ITP.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057000f elementor-widget elementor-widget-heading\" data-id=\"c057000f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Zakup nowej nieruchomo\u015bci<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570010 elementor-widget elementor-widget-text-editor\" data-id=\"c0570010\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Standardowa pierwsza sprzeda\u017c uko\u0144czonego lokalu mieszkalnego przez dewelopera jest zwykle obj\u0119ta <strong>10% IVA<\/strong>, czyli hiszpa\u0144skim VAT. Nale\u017cy r\u00f3wnie\u017c uwzgl\u0119dni\u0107 <strong>AJD \u2014 podatek od udokumentowanych czynno\u015bci prawnych<\/strong> dotycz\u0105cy aktu kupna. Na Costa Blanca standardowa stawka AJD we Wsp\u00f3lnocie Walenckiej wynosi <strong>1,4%<\/strong> od 1 czerwca 2026 r. Na Costa C\u00e1lida Murcja stosuje <strong>1,5% AJD<\/strong> przy zwyk\u0142ym zakupie nowego lokalu obj\u0119tego IVA.<\/p><p>We Wsp\u00f3lnocie Walenckiej przy zakupie g\u0142\u00f3wnego miejsca zamieszkania spe\u0142niaj\u0105cego wymagane warunki mo\u017ce mie\u0107 zastosowanie <strong>obni\u017cona stawka AJD 0,1%<\/strong>. Murcja ma w\u0142asne warunki stosowania stawek obni\u017conych. Prawnik potwierdza, czy spe\u0142niasz wymagania; zakup domu wakacyjnego nie daje automatycznie prawa do ulgi. Niekt\u00f3re mieszkania obj\u0119te ochron\u0105 publiczn\u0105 i inne rodzaje nieruchomo\u015bci mog\u0105 podlega\u0107 odmiennym zasadom IVA.<\/p><p style=\"font-size:14px;line-height:1.5\">\u0179r\u00f3d\u0142a: <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/iva\/iva-operaciones-inmobiliarias\/compro-vivienda-tengo-que-pagar-itp.html\">Hiszpa\u0144ska Agencja Podatkowa: IVA czy ITP<\/a>, <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1998-8202#a14\">przepisy walenckie, art. 14<\/a> i <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2011-10542#a7\">przepisy Murcji, art. 7<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570011 elementor-widget elementor-widget-heading\" data-id=\"c0570011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Zakup nieruchomo\u015bci z rynku wt\u00f3rnego<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570012 elementor-widget elementor-widget-text-editor\" data-id=\"c0570012\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Standardowy zakup z rynku wt\u00f3rnego jest zwykle obj\u0119ty <strong>ITP \u2014 podatkiem od przeniesienia w\u0142asno\u015bci<\/strong>. Na Costa Blanca og\u00f3lna stawka walencka wynosi <strong>9%<\/strong> od 1 czerwca 2026 r. We Wsp\u00f3lnocie Walenckiej obowi\u0105zuje <strong>11%, gdy warto\u015b\u0107 nieruchomo\u015bci przekracza 1 mln euro<\/strong>; nie jest to stawka naliczana wy\u0142\u0105cznie od nadwy\u017cki. Na Costa C\u00e1lida og\u00f3lna stawka ITP w Murcji wynosi <strong>7,75%<\/strong> od 25 lipca 2025 r. Oba regiony przewiduj\u0105 stawki obni\u017cone dla zakup\u00f3w spe\u0142niaj\u0105cych okre\u015blone warunki.<\/p><p>Przy typowym zakupie na rynku wt\u00f3rnym stosuje si\u0119 ITP zamiast 10% IVA i standardowego AJD od aktu kupna przyj\u0119tych w przyk\u0142adzie dla rynku pierwotnego. Prawnik potwierdza zasady opodatkowania transakcji. Zobacz <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1998-8202#a13\">art. 13 przepis\u00f3w walenckich<\/a>, <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2011-10542#a6\">art. 6 przepis\u00f3w Murcji<\/a> i nasz <a href=\"https:\/\/labellavitarealestate.com\/pl\/zakup-nieruchomosci-rynek-wtorny-costa-blanca-costa-calida\/\">przewodnik po zakupie na rynku wt\u00f3rnym<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570013 elementor-widget elementor-widget-heading\" data-id=\"c0570013\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przed obliczeniami sprawd\u017a podstaw\u0119 opodatkowania<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570014 elementor-widget elementor-widget-text-editor\" data-id=\"c0570014\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dla ITP uzgodniona cena nie zawsze stanowi minimaln\u0105 podstaw\u0119 opodatkowania. Je\u017celi istnieje katastralna <em>valor de referencia<\/em>, zazwyczaj wyznacza doln\u0105 granic\u0119; <strong>wy\u017csza zadeklarowana warto\u015b\u0107 lub cena ma pierwsze\u0144stwo<\/strong>. To inna warto\u015b\u0107 ni\u017c warto\u015b\u0107 katastralna u\u017cywana do podatku od nieruchomo\u015bci IBI. Zasady warto\u015bci referencyjnej mog\u0105 mie\u0107 znaczenie r\u00f3wnie\u017c dla AJD.<\/p><p>Przyk\u0142adowo na Costa Blanca, przy standardowym ITP 9%, zakup za 300 000 \u20ac z obowi\u0105zuj\u0105c\u0105 warto\u015bci\u0105 referencyjn\u0105 330 000 \u20ac oznacza\u0142by <strong>29 700 \u20ac podatku<\/strong> zamiast 27 000 \u20ac. Zanim si\u0119 zobowi\u0105\u017cesz, popro\u015b prawnika o sprawdzenie warto\u015bci referencyjnej i sposobu post\u0119powania przy ewentualnej rozbie\u017cno\u015bci. <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/atv.gva.es\/valor-de-referencia\">Przeczytaj wyja\u015bnienie Walenckiej Agencji Podatkowej<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c057001b e-flex e-con-full e-con e-child\" data-id=\"c057001b\" data-element_type=\"container\" data-e-type=\"container\" id=\"professional-fees\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057001a elementor-widget elementor-widget-heading\" data-id=\"c057001a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obs\u0142uga prawna, notariusz i rejestr<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570017 elementor-widget elementor-widget-text-editor\" data-id=\"c0570017\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Niezale\u017cna pomoc prawna.<\/strong> Popro\u015b o <strong>pisemn\u0105 wycen\u0119<\/strong> z zakresem prac, terminami p\u0142atno\u015bci i informacj\u0105, <strong>czy IVA jest wliczone<\/strong>. Sprawd\u017a, czy obejmuje weryfikacj\u0119 zakupu, umowy, finalizacj\u0119, rozliczenie podatk\u00f3w i nadz\u00f3r nad wpisem, oraz czy pomoc przy NIE lub pe\u0142nomocnictwie jest dodatkowo p\u0142atna.<\/p><p><strong>Akt kupna i Rejestr W\u0142asno\u015bci.<\/strong> Popro\u015b o szacunek dla swojej transakcji. Op\u0142aty zale\u017c\u0105 od jej charakteru; jeden procent ceny nie pozwala ustali\u0107 dok\u0142adnej faktury. Potwierd\u017a, kt\u00f3re koszty zgodnie z umow\u0105 ponosisz Ty.<\/p><p><strong>Administracja i inne us\u0142ugi.<\/strong> Ustal, czy gestor\u00eda, t\u0142umaczenia i obs\u0142uga dokument\u00f3w s\u0105 uj\u0119te w wycenie prawnika. Pomo\u017ce to <strong>unikn\u0105\u0107 dwukrotnego uwzgl\u0119dniania tej samej us\u0142ugi<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0570019 e-flex e-con-full e-con e-child\" data-id=\"c0570019\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570018 elementor-widget elementor-widget-text-editor\" data-id=\"c0570018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Zakup nowej nieruchomo\u015bci przez LA BELLA VITA:<\/strong> oferujemy ceny dewelopera <strong>bez prowizji agencji od kupuj\u0105cego<\/strong>. Bud\u017cety w tym artykule obejmuj\u0105 podatki zakupowe, niezale\u017cn\u0105 obs\u0142ug\u0119 prawn\u0105, notariusza i Rejestr W\u0142asno\u015bci. Nie zawieraj\u0105 prowizji agencji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c0570023 e-flex e-con-full e-con e-child\" data-id=\"c0570023\" data-element_type=\"container\" data-e-type=\"container\" id=\"worked-budgets\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570022 elementor-widget elementor-widget-heading\" data-id=\"c0570022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Przyk\u0142adowe wyliczenia: nieruchomo\u015b\u0107 za 300 000 \u20ac<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057001c elementor-widget elementor-widget-text-editor\" data-id=\"c057001c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Poni\u017csze por\u00f3wnania zak\u0142adaj\u0105 standardowy zakup nieruchomo\u015bci mieszkalnej, og\u00f3lne stawki podatkowe i podstaw\u0119 opodatkowania r\u00f3wn\u0105 cenie 300 000 \u20ac. Cena nowej nieruchomo\u015bci nie zawiera IVA. Nie uwzgl\u0119dniono stawek obni\u017conych, koszt\u00f3w kredytu ani opcjonalnych dodatk\u00f3w.<\/p><p>We wszystkich czterech przyk\u0142adach przyjmujemy <strong>przyk\u0142adowe wynagrodzenie prawnika 2 500 \u20ac plus 525 \u20ac IVA<\/strong> i <strong>1 500 \u20ac na notariusza przy zakupie oraz Rejestr W\u0142asno\u015bci<\/strong>. To <strong>za\u0142o\u017cenia obliczeniowe, nie oferty<\/strong> ani sta\u0142e stawki rynkowe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057001d elementor-widget elementor-widget-text-editor\" data-id=\"c057001d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Costa Blanca \u00b7 Wsp\u00f3lnota Walencka<\/strong><\/p><table style=\"width:100%;table-layout:fixed;border-collapse:collapse\"><colgroup><col style=\"width:46%\"><col style=\"width:27%\"><col style=\"width:27%\"><\/colgroup><thead><tr><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Pozycja<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Rynek pierwotny<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Rynek wt\u00f3rny<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Cena nieruchomo\u015bci<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">IVA \u00b7 10%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">30\u00a0000 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">AJD \u00b7 1,4%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">4200 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">ITP \u00b7 9%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">27\u00a0000 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Prawnik wraz z IVA<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">3025 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">3025 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Szacunek notariusza i rejestru<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">1500 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">1500 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\"><strong>Podatki, prawnik i finalizacja<\/strong><\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>38\u00a0725 \u20ac<\/strong><\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>31\u00a0525 \u20ac<\/strong><\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\"><strong>Szacowany \u0142\u0105czny koszt<\/strong><\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>338\u00a0725 \u20ac<\/strong><\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>331\u00a0525 \u20ac<\/strong><\/td><\/tr><\/tbody><\/table><p style=\"margin-top:32px\"><strong>Costa C\u00e1lida \u00b7 Region Murcji<\/strong><\/p><table style=\"width:100%;table-layout:fixed;border-collapse:collapse\"><colgroup><col style=\"width:46%\"><col style=\"width:27%\"><col style=\"width:27%\"><\/colgroup><thead><tr><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Pozycja<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Rynek pierwotny<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Rynek wt\u00f3rny<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Cena nieruchomo\u015bci<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">IVA \u00b7 10%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">30\u00a0000 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">AJD \u00b7 1,5%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">4500 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">ITP \u00b7 7,75%<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">\u2014<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">23\u00a0250 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Prawnik wraz z IVA<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">3025 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">3025 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">Szacunek notariusza i rejestru<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">1500 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">1500 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\"><strong>Podatki, prawnik i finalizacja<\/strong><\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>39\u00a0025 \u20ac<\/strong><\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>27\u00a0775 \u20ac<\/strong><\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\"><strong>Szacowany \u0142\u0105czny koszt<\/strong><\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>339\u00a0025 \u20ac<\/strong><\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\"><strong>327\u00a0775 \u20ac<\/strong><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057001e elementor-widget elementor-widget-text-editor\" data-id=\"c057001e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Na Costa Blanca dodatkowe koszty w tym przyk\u0142adzie wynosz\u0105 oko\u0142o <strong>12,9% na rynku pierwotnym<\/strong> i <strong>10,5% na wt\u00f3rnym<\/strong>. Na Costa C\u00e1lida jest to oko\u0142o <strong>13,0% na rynku pierwotnym<\/strong> i <strong>9,3% na wt\u00f3rnym<\/strong>. R\u00f3\u017cnica podatkowa mi\u0119dzy now\u0105 a u\u017cywan\u0105 nieruchomo\u015bci\u0105 wynosi 7 200 \u20ac w przyk\u0142adzie walenckim i 11 250 \u20ac w przyk\u0142adzie dla Murcji. Przy por\u00f3wnaniu konkretnych dom\u00f3w znaczenie maj\u0105 tak\u017ce stan, wyposa\u017cenie w cenie i potrzebne prace.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057001f elementor-widget elementor-widget-heading\" data-id=\"c057001f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przyk\u0142ady dla innych cen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570020 elementor-widget elementor-widget-text-editor\" data-id=\"c0570020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Costa Blanca \u00b7 Wsp\u00f3lnota Walencka<\/strong><\/p><table style=\"width:100%;table-layout:fixed;border-collapse:collapse\"><colgroup><col style=\"width:46%\"><col style=\"width:27%\"><col style=\"width:27%\"><\/colgroup><thead><tr><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Cena nieruchomo\u015bci<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">\u0141\u0105cznie rynek pierwotny<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">\u0141\u0105cznie rynek wt\u00f3rny<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">250\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">283\u00a0025 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">277\u00a0025 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">338\u00a0725 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">331\u00a0525 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">500\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">561\u00a0525 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">549\u00a0525 \u20ac<\/td><\/tr><\/tbody><\/table><p style=\"margin-top:32px\"><strong>Costa C\u00e1lida \u00b7 Region Murcji<\/strong><\/p><table style=\"width:100%;table-layout:fixed;border-collapse:collapse\"><colgroup><col style=\"width:46%\"><col style=\"width:27%\"><col style=\"width:27%\"><\/colgroup><thead><tr><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">Cena nieruchomo\u015bci<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">\u0141\u0105cznie rynek pierwotny<\/th><th scope=\"col\" style=\"padding:12px 8px;text-align:left;vertical-align:top;background:#F5F1E9;border-bottom:2px solid #B59B70\">\u0141\u0105cznie rynek wt\u00f3rny<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">250\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">283\u00a0275 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">273\u00a0900 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">300\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">339\u00a0025 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">327\u00a0775 \u20ac<\/td><\/tr><tr><th scope=\"row\" style=\"padding:12px 8px;text-align:left;vertical-align:top;font-weight:600;border-bottom:1px solid #DEDACF\">500\u00a0000 \u20ac<\/th><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">562\u00a0025 \u20ac<\/td><td style=\"padding:12px 8px;text-align:left;vertical-align:top;white-space:nowrap;border-bottom:1px solid #DEDACF\">543\u00a0275 \u20ac<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570021 elementor-widget elementor-widget-text-editor\" data-id=\"c0570021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wszystkie sumy regionalne zachowuj\u0105 ten sam szacunek 4 525 \u20ac na prawnika, notariusza i rejestr, wy\u0142\u0105cznie aby pokaza\u0107 wp\u0142yw stawek podatkowych. Uzyskaj aktualne wyceny dla wybranej nieruchomo\u015bci. Tabele nie obejmuj\u0105 mebli, finansowania ani poni\u017cszych dodatkowych pozycji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c0570029 e-flex e-con-full e-con e-child\" data-id=\"c0570029\" data-element_type=\"container\" data-e-type=\"container\" id=\"additional-costs\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570028 elementor-widget elementor-widget-heading\" data-id=\"c0570028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kredyt hipoteczny i bud\u017cet na zamieszkanie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570024 elementor-widget elementor-widget-heading\" data-id=\"c0570024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Je\u015bli potrzebujesz kredytu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570025 elementor-widget elementor-widget-text-editor\" data-id=\"c0570025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Powiedz agentowi o potrzebie kredytu i dost\u0119pnych \u015brodkach przed wyborem inwestycji.<\/strong> Ca\u0142kowity bud\u017cet i got\u00f3wka, kt\u00f3r\u0105 mo\u017cesz wp\u0142aci\u0107 przed odbiorem, to dwa r\u00f3\u017cne ograniczenia.<\/p><p>Harmonogramy p\u0142atno\u015bci r\u00f3\u017cni\u0105 si\u0119 zale\u017cnie od dewelopera i inwestycji. <strong>Nie zak\u0142adaj, \u017ce 30% ceny przed odbiorem wystarczy:<\/strong> niekt\u00f3rzy deweloperzy wymagaj\u0105 wi\u0119cej, a do p\u0142atno\u015bci etapowych dochodzi IVA. W LA BELLA VITA sprawdzamy te warunki od pocz\u0105tku, aby skupi\u0107 si\u0119 na inwestycjach pasuj\u0105cych do dost\u0119pnych \u015brodk\u00f3w i wykluczy\u0107 pozosta\u0142e.<\/p><p>Kredyt hipoteczny nie usuwa z bud\u017cetu podatk\u00f3w zakupowych ani koszt\u00f3w prawnych.<\/p><p>Oddziel koszty zakupu od koszt\u00f3w zawarcia umowy kredytu. Przy kredytach obj\u0119tych aktualnymi hiszpa\u0144skimi przepisami o kredycie hipotecznym kredytobiorca p\u0142aci za wycen\u0119, zam\u00f3wione kopie aktu hipotecznego i ewentualn\u0105 uzgodnion\u0105 prowizj\u0119 za udzielenie kredytu. Bank pokrywa notariusza, rejestr, podatki i gestor\u00ed\u0119 zwi\u0105zane z <strong>aktem hipotecznym<\/strong>. <strong>Kupuj\u0105cy nadal p\u0142aci podatki i nale\u017cne koszty zakupu nieruchomo\u015bci.<\/strong> <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/clientebancario.bde.es\/pcb\/en\/blog\/que-gastos-te-toca-pagar-cuando-contratas-una-hipoteca-.html\">Banco de Espa\u00f1a wyja\u015bnia t\u0119 r\u00f3\u017cnic\u0119<\/a>.<\/p><p>Zapytaj te\u017c o wynagrodzenie po\u015brednika kredytowego, op\u0142aty za konto i ubezpieczenia w ofercie. Potrzebne \u015brodki w\u0142asne oblicz jako <strong>pe\u0142ny bud\u017cet zakupu pomniejszony o potwierdzon\u0105 kwot\u0119 kredytu<\/strong>. Orientacyjny procent finansowania nie oznacza ostatecznej decyzji kredytowej.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b831d10 e-flex e-con-full e-con e-child\" data-id=\"b831d10\" data-element_type=\"container\" data-e-type=\"container\" id=\"move-in-budget-photo\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b831d11 elementor-widget elementor-widget-image\" data-id=\"b831d11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1079\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2026\/08\/New-Build-Mediterranean-Villa-on-a-Large-Plot-in-Benissa-4.jpg\" class=\"attachment-full size-full wp-image-580832\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b831d12 elementor-widget elementor-widget-text-editor\" data-id=\"b831d12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wn\u0119trze \u015br\u00f3dziemnomorskiej willi w Benissa (wizualizacja). Potwierd\u017a, kt\u00f3re meble i sprz\u0119ty AGD s\u0105 wliczone w cen\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570026 elementor-widget elementor-widget-heading\" data-id=\"c0570026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Osobno zaplanuj przygotowanie domu do zamieszkania<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570027 elementor-widget elementor-widget-text-editor\" data-id=\"c0570027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Meble i wyposa\u017cenie:<\/strong> niewliczone w cen\u0119 pakiety mebli, AGD, o\u015bwietlenie, klimatyzacja, zas\u0142ony i meble ogrodowe.<\/li><li><strong>Prace dotycz\u0105ce nieruchomo\u015bci:<\/strong> opcjonalne ulepszenia deweloperskie, niezale\u017cna inspekcja techniczna lub naprawy i remont na rynku wt\u00f3rnym.<\/li><li><strong>Dokumenty i przelewy:<\/strong> pomoc przy NIE, pe\u0142nomocnictwo, t\u0142umaczenia oraz ewentualne op\u0142aty bankowe i walutowe.<\/li><li><strong>Wprowadzenie si\u0119:<\/strong> podr\u00f3\u017ce, przeprowadzka, przy\u0142\u0105cza lub zmiany um\u00f3w na media oraz pierwsze ubezpieczenie.<\/li><\/ul><p>Sprawd\u017a, co zawiera pisemna specyfikacja lub uzgodniony spis wyposa\u017cenia, a nast\u0119pnie wyce\u0144 pozosta\u0142e elementy. Zachowaj <strong>osobn\u0105 rezerw\u0119 na koszty utrzymania<\/strong>, takie jak op\u0142aty wsp\u00f3lnotowe, IBI, media i konserwacja.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c057002e e-flex e-con-full e-con e-child\" data-id=\"c057002e\" data-element_type=\"container\" data-e-type=\"container\" id=\"payment-timing\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057002d elementor-widget elementor-widget-heading\" data-id=\"c057002d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kiedy potrzebujesz pieni\u0119dzy?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057002a elementor-widget elementor-widget-text-editor\" data-id=\"c057002a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Przed rezerwacj\u0105:<\/strong> om\u00f3w z agentem <strong>zestawienie koszt\u00f3w i harmonogram p\u0142atno\u015bci konkretnej nieruchomo\u015bci<\/strong>. Przy nowym lokalu poka\u017c cen\u0119 i IVA oddzielnie, sprawd\u017a procent nale\u017cny przed odbiorem i zapisz wszystkie terminy. Potwierd\u017a zakres us\u0142ug i daty p\u0142atno\u015bci honorari\u00f3w.<\/p><p><strong>W trakcie zakupu:<\/strong> op\u0142ata rezerwacyjna i zaliczka s\u0105 zwykle <strong>wp\u0142atami na poczet uzgodnionej ceny<\/strong>. Uwzgl\u0119dnij je w cenie, aby nie liczy\u0107 ich ponownie. Przy nowym lokalu wpisz IVA obok odpowiednich p\u0142atno\u015bci i odnotuj ju\u017c zap\u0142acone kwoty.<\/p><p><strong>Przy finalizacji i p\u00f3\u017aniej:<\/strong> przygotuj pozosta\u0142\u0105 cen\u0119, nale\u017cne jeszcze IVA i \u015brodki na podatki, prawnika, notariusza i rejestr. Prawnik potwierdza kwoty i terminy rozlicze\u0144. Popro\u015b o faktury i rozliczenie ka\u017cdej zaliczki na koszty.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c057002c e-flex e-con-full e-con e-child\" data-id=\"c057002c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057002b elementor-widget elementor-widget-text-editor\" data-id=\"c057002b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Kupujesz na etapie projektu?<\/strong> Kredyt wyp\u0142acany przy finalizacji <strong>zwykle nie finansuje wcze\u015bniejszych rat podczas budowy<\/strong>. Sprawd\u017a, czy \u015brodki w\u0142asne wystarcz\u0105 na ka\u017cd\u0105 p\u0142atno\u015b\u0107 i jej IVA w terminie wymaganym przez dewelopera. O ochronie wp\u0142at przeczytasz w naszym <a href=\"https:\/\/labellavitarealestate.com\/new-build-guarantees-spain\/\">przewodniku po gwarancjach przy nowych nieruchomo\u015bciach<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c0570038 e-flex e-con-full e-con e-child\" data-id=\"c0570038\" data-element_type=\"container\" data-e-type=\"container\" id=\"cost-questions\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570037 elementor-widget elementor-widget-heading\" data-id=\"c0570037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cz\u0119ste pytania o koszty zakupu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057002f elementor-widget elementor-widget-heading\" data-id=\"c057002f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Czy liczy\u0107 koszty wed\u0142ug sta\u0142ego procentu?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570030 elementor-widget elementor-widget-text-editor\" data-id=\"c0570030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie ma jednego procentu dla wszystkich zakup\u00f3w. Przyk\u0142ady pokazuj\u0105 konkretne sytuacje regionalne i rodzaje rynku, przy podanych za\u0142o\u017ceniach ceny, podatk\u00f3w i op\u0142at. Twoje koszty zale\u017c\u0105 od nieruchomo\u015bci, zasad opodatkowania i rzeczywistych wycen. Przed podj\u0119ciem zobowi\u0105zania opieraj si\u0119 na <strong>szczeg\u00f3\u0142owym zestawieniu koszt\u00f3w<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570031 elementor-widget elementor-widget-heading\" data-id=\"c0570031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Czy gotowy do zamieszkania lokal zawsze jest opodatkowany jak rynek wt\u00f3rny?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570032 elementor-widget elementor-widget-text-editor\" data-id=\"c0570032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie. \u201eGotowy do zamieszkania\u201d opisuje dost\u0119pno\u015b\u0107, a nie podatki. Uko\u0144czone mieszkanie sprzedawane przez dewelopera jako pierwsza dostawa nadal mo\u017ce by\u0107 opodatkowane jak nowe. Zapytaj agenta o podatki dla konkretnego lokalu i uwzgl\u0119dnij je w bud\u017cecie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570033 elementor-widget elementor-widget-heading\" data-id=\"c0570033\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Czy te stawki s\u0105 jednakowe w ca\u0142ej Hiszpanii?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570034 elementor-widget elementor-widget-text-editor\" data-id=\"c0570034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nie. ITP i AJD r\u00f3\u017cni\u0105 si\u0119 mi\u0119dzy wsp\u00f3lnotami autonomicznymi. Artyku\u0142 podaje osobne dane dla Costa Blanca we Wsp\u00f3lnocie Walenckiej oraz Costa C\u00e1lida w Regionie Murcji. O regionalnych stawkach decyduje po\u0142o\u017cenie nieruchomo\u015bci.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570035 elementor-widget elementor-widget-heading\" data-id=\"c0570035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Czy ostateczne koszty mog\u0105 by\u0107 ni\u017csze?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570036 elementor-widget elementor-widget-text-editor\" data-id=\"c0570036\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tak, na przyk\u0142ad je\u015bli obowi\u0105zuje stawka obni\u017cona lub wyceny obs\u0142ugi prawnej, notariusza i rejestru s\u0105 ni\u017csze od przyj\u0119tych tu za\u0142o\u017ce\u0144. Wy\u017csza podstawa opodatkowania, dodatkowe us\u0142ugi lub szczeg\u00f3lne okoliczno\u015bci nieruchomo\u015bci mog\u0105 te\u017c podnie\u015b\u0107 sum\u0119.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c057003f e-flex e-con-full e-con e-child\" data-id=\"c057003f\" data-element_type=\"container\" data-e-type=\"container\" id=\"before-reserving\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057003e elementor-widget elementor-widget-heading\" data-id=\"c057003e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lista kontrolna bud\u017cetu przed rezerwacj\u0105<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0570039 elementor-widget elementor-widget-text-editor\" data-id=\"c0570039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ol><li>Od pocz\u0105tku powiedz agentowi, czy potrzebujesz kredytu, ile masz dost\u0119pnych \u015brodk\u00f3w i kiedy mo\u017cesz ich u\u017cy\u0107.<\/li><li>Om\u00f3w z agentem cen\u0119, nale\u017cne podatki i koszty zakupu. Przy nowej nieruchomo\u015bci dolicz IVA do ceny z og\u0142oszenia.<\/li><li>Sprawd\u017a harmonogram dewelopera, w tym kwoty i IVA nale\u017cne przed odbiorem. Nie zak\u0142adaj, \u017ce 30% wystarczy.<\/li><li>Uzyskaj pisemne wyceny prawne z IVA i zakresem prac oraz szacunki notariusza i rejestru.<\/li><li>Osobno wypisz meble, ulepszenia, naprawy i inne dodatki.<\/li><li>Dopasuj pe\u0142ny bud\u017cet do <strong>oszcz\u0119dno\u015bci, zatwierdzonego finansowania i termin\u00f3w p\u0142atno\u015bci<\/strong>.<\/li><\/ol><p><strong>Popro\u015b o szczeg\u00f3\u0142owy kosztorys.<\/strong> W LA BELLA VITA Real Estate mo\u017cemy przygotowa\u0107 zestawienie dla rozwa\u017canej nieruchomo\u015bci, obejmuj\u0105ce cen\u0119, nale\u017cne podatki, obs\u0142ug\u0119 prawn\u0105, koszty finalizacji i potrzebne dodatki. Wyra\u017anie oznaczamy szacunki i pozycje oczekuj\u0105ce na wycen\u0119.<\/p><p>Podaj nam <strong>ca\u0142kowity bud\u017cet, dost\u0119pne \u015brodki, potrzeby kredytowe, preferowane lokalizacje i terminy<\/strong>. W LA BELLA VITA wykorzystujemy te informacje do wyboru odpowiednich dom\u00f3w, por\u00f3wnania warunk\u00f3w p\u0142atno\u015bci deweloper\u00f3w i wyja\u015bnienia, co zawiera cena. Jeszcze przed ogl\u0105daniem mo\u017cemy wykluczy\u0107 inwestycje, kt\u00f3rych wp\u0142aty pocz\u0105tkowe nie pasuj\u0105 do Twoich mo\u017cliwo\u015bci. Agent koordynuje poszukiwania i zakup; niezale\u017cny prawnik sprawdza umow\u0119 oraz kwestie prawne i podatkowe przed zaci\u0105gni\u0119ciem zobowi\u0105zania.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057003a elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c057003a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/labellavitarealestate.com\/pl\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Popro\u015b o zestawienie koszt\u00f3w<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057003b elementor-widget elementor-widget-text-editor\" data-id=\"c057003b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#B59B70\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\" style=\"display:inline-block;vertical-align:-5px;margin-right:8px\"><path d=\"M2 3h6a4 4 0 0 1 4 4v14a3 3 0 0 0-3-3H2z\"><\/path><path d=\"M22 3h-6a4 4 0 0 0-4 4v14a3 3 0 0 1 3-3h7z\"><\/path><\/svg>Wr\u00f3\u0107 do kompletnego przewodnika zakupu \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057003c elementor-widget elementor-widget-heading\" data-id=\"c057003c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u0179r\u00f3d\u0142a i data weryfikacji<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c057003d elementor-widget elementor-widget-text-editor\" data-id=\"c057003d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Informacje podatkowe sprawdzono <strong>9 pa\u017adziernika 2026 r.<\/strong>.<\/p><ul><li><a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/sede.agenciatributaria.gob.es\/Sede\/en_gb\/iva\/iva-operaciones-inmobiliarias\/compro-vivienda-tengo-que-pagar-itp.html\">Hiszpa\u0144ska Agencja Podatkowa \u2014 zakup nowych i u\u017cywanych mieszka\u0144<\/a><\/li><li><a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1998-8202#a13\">Ustawa walencka 13\/1997 \u2014 art. 13, ITP<\/a> i <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-1998-8202#a14\">art. 14, AJD<\/a><\/li><li><a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2011-10542#a6\">Ujednolicone przepisy podatkowe Murcji \u2014 art. 6, ITP<\/a> i <a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2011-10542#a7\">art. 7, AJD<\/a><\/li><li><a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/atv.gva.es\/valor-de-referencia\">Walencka Agencja Podatkowa \u2014 warto\u015bci referencyjne<\/a><\/li><li><a style=\"font-size:14px;line-height:1.5\" href=\"https:\/\/clientebancario.bde.es\/pcb\/en\/blog\/que-gastos-te-toca-pagar-cuando-contratas-una-hipoteca-.html\">Banco de Espa\u00f1a \u2014 koszty zawarcia kredytu hipotecznego<\/a><\/li><\/ul><p>Artyku\u0142 wyja\u015bnia, jak przygotowa\u0107 bud\u017cet. Niezale\u017cni doradcy potwierdzaj\u0105 zasady prawne i podatkowe, aktualne stawki oraz ostateczne koszty konkretnego zakupu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/main>\n\t\t<div class=\"elementor-element elementor-element-c057007e e-con-full e-flex e-con e-parent\" data-id=\"c057007e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c057007f elementor-widget elementor-widget-template\" data-id=\"c057007f\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"guide-site-footer\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<footer data-elementor-type=\"footer\" data-elementor-id=\"606846\" class=\"elementor elementor-606846 elementor-160345 elementor-160345\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-1af5d398 e-flex e-con-boxed e-con e-parent\" data-id=\"1af5d398\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fa100007 e-con-full e-flex e-con e-child\" data-id=\"fa100007\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa100003 e-con-full e-flex e-con e-child\" data-id=\"fa100003\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25b8ee98 elementor-widget elementor-widget-theme-site-logo elementor-widget-image\" data-id=\"25b8ee98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-site-logo.default\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2021\/10\/La-Bella-Vita-Icon.jpg\" class=\"attachment-medium size-medium wp-image-200894\" alt=\"LA BELLA VITA Real Estate\" \/>\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100001 elementor-widget elementor-widget-heading\" data-id=\"fa100001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">LA BELLA VITA \u00ae<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100002 elementor-widget elementor-widget-heading\" data-id=\"fa100002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">REAL ESTATE<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100004 elementor-widget elementor-widget-heading\" data-id=\"fa100004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Kameralna agencja nieruchomo\u015bci specjalizuj\u0105ca si\u0119 w nowych inwestycjach i nowoczesnych domach z rynku wt\u00f3rnego na Costa Blanca i Costa C\u00e1lida.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100005 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa100005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100006 elementor-widget elementor-widget-heading\" data-id=\"fa100006\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">TW\u00d3J DOM. JA\u015aNIEJSZA PRZYSZ\u0141O\u015a\u0106.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111e08f4 elementor-shape-circle e-grid-align-left elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"111e08f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-01bb9eb\" href=\"https:\/\/www.facebook.com\/labellavitarealestate\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 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44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-pinterest elementor-repeater-item-6a33174\" href=\"https:\/\/www.pinterest.es\/labellavitarealestate\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Pinterest<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-pinterest\" viewBox=\"0 0 496 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 256c0 137-111 248-248 248-25.6 0-50.2-3.9-73.4-11.1 10.1-16.5 25.2-43.5 30.8-65 3-11.6 15.4-59 15.4-59 8.1 15.4 31.7 28.5 56.8 28.5 74.8 0 128.7-68.8 128.7-154.3 0-81.9-66.9-143.2-152.9-143.2-107 0-163.9 71.8-163.9 150.1 0 36.4 19.4 81.7 50.3 96.1 4.7 2.2 7.2 1.2 8.3-3.3.8-3.4 5-20.3 6.9-28.1.6-2.5.3-4.7-1.7-7.1-10.1-12.5-18.3-35.3-18.3-56.6 0-54.7 41.4-107.6 112-107.6 60.9 0 103.6 41.5 103.6 100.9 0 67.1-33.9 113.6-78 113.6-24.3 0-42.6-20.1-36.7-44.8 7-29.5 20.5-61.3 20.5-82.6 0-19-10.2-34.9-31.4-34.9-24.9 0-44.9 25.7-44.9 60.2 0 22 7.4 36.8 7.4 36.8s-24.5 103.8-29 123.2c-5 21.4-3 51.6-.9 71.2C65.4 450.9 0 361.1 0 256 0 119 111 8 248 8s248 111 248 248z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10000f e-con-full e-flex e-con e-child\" data-id=\"fa10000f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100008 elementor-widget elementor-widget-heading\" data-id=\"fa100008\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Przydatne linki<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100009 elementor-align-start elementor-tablet-align-start elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fa100009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/search-properties\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nieruchomo\u015bci<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/costa-blanca\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Regiony<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/about\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">O nas<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/kontakt\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kontakt<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/kupno-nieruchomosci-costa-blanca\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Zakup w Hiszpanii<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa100016 e-con-full e-flex e-con e-child\" data-id=\"fa100016\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100010 elementor-widget elementor-widget-heading\" data-id=\"fa100010\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Odkryj<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b779460 elementor-align-start elementor-tablet-align-start elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3b779460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/nieruchomosci-z-widokiem-na-morze\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nieruchomo\u015bci z widokiem na morze<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/nieruchomosci-pod-klucz\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Domy gotowe do zamieszkania<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/new-build-properties-spain\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nowe nieruchomo\u015bci<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/blisko-golfa\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nieruchomo\u015bci przy polach golfowych<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/pl\/etykieta\/obok-plazy\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nieruchomo\u015bci przy pla\u017cy<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10001f e-con-full e-flex e-con e-child\" data-id=\"fa10001f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10001b elementor-widget elementor-widget-heading\" data-id=\"fa10001b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Skontaktuj si\u0119 z nami<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-193dc004 elementor-align-start elementor-tablet-align-start elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"193dc004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:info@labellavitarealestate.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M464 64H48C21.49 64 0 85.49 0 112v288c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V112c0-26.51-21.49-48-48-48zm0 48v40.805c-22.422 18.259-58.168 46.651-134.587 106.49-16.841 13.247-50.201 45.072-73.413 44.701-23.208.375-56.579-31.459-73.413-44.701C106.18 199.465 70.425 171.067 48 152.805V112h416zM48 400V214.398c22.914 18.251 55.409 43.862 104.938 82.646 21.857 17.205 60.134 55.186 103.062 54.955 42.717.231 80.509-37.199 103.053-54.947 49.528-38.783 82.032-64.401 104.947-82.653V400H48z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">info@labellavitarealestate.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wa.me\/34634127186?text=Dzie%C5%84%20dobry!%20W%C5%82a%C5%9Bnie%20odwiedzi%C5%82em%2Fam%20stron%C4%99%20LA%20BELLA%20VITA%20Real%20Estate%20i%20chc%C4%99%20dowiedzie%C4%87%20si%C4%99%20wi%C4%99cej.\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Napisz do nas na WhatsApp<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li 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class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+34 602 695 284<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10001c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa10001c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10001d lbv-footer-signature elementor-widget elementor-widget-image\" data-id=\"fa10001d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2026\/09\/footer-signature-en-handwritten-v2.svg\" class=\"attachment-full size-full wp-image-600398\" alt=\"We\u2019re here to help\" srcset=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10001e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa10001e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d6016ca e-flex e-con-boxed e-con e-parent\" data-id=\"2d6016ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10002f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa10002f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10002e e-con-full e-flex e-con e-child\" data-id=\"fa10002e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa100022 e-con-full e-flex e-con e-child\" data-id=\"fa100022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100020 elementor-widget elementor-widget-heading\" data-id=\"fa100020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">ZAUFANIE. UPRAWNIENIA. PROFESJONALIZM.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100021 elementor-widget elementor-widget-heading\" data-id=\"fa100021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Tw\u00f3j spok\u00f3j jest naszym priorytetem.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa100027 e-con-full e-flex e-con e-child\" data-id=\"fa100027\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa100023 e-con-full e-flex e-con e-child\" data-id=\"fa100023\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30658641 elementor-widget elementor-widget-image\" data-id=\"30658641\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2025\/04\/APIAL-COLEGIADO-A338-Borislav-Manolov.jpg\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/elementor\/thumbs\/apial-footer-mark-rthx87d3df9o85tkur963evr0y7fiidtw26pjymjm8.png\" title=\"apial-footer-mark\" alt=\"apial-footer-mark\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa100026 e-con-full e-flex e-con e-child\" data-id=\"fa100026\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100024 elementor-widget elementor-widget-heading\" data-id=\"fa100024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">ASOCIACI\u00d3N DE AGENTES<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100025 elementor-widget elementor-widget-heading\" data-id=\"fa100025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">DE LA PROPIEDAD INMOBILIARIA DE LA PROVINCIA DE ALICANTE \u00b7 COLEGIADO A338<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10002c e-con-full e-flex e-con e-child\" data-id=\"fa10002c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa100028 e-con-full e-flex e-con e-child\" data-id=\"fa100028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adcf8f5 elementor-widget elementor-widget-image\" data-id=\"adcf8f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/2025\/04\/RAICV-3189-LA-BELLA-VITA-Real-Estate.jpg\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/labellavitarealestate.com\/wp-content\/uploads\/elementor\/thumbs\/raicv-footer-mark-rthulsgnon9jddhif6jyldemq08y90b2vxlg3x6uns.png\" title=\"raicv-footer-mark\" alt=\"raicv-footer-mark\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10002b e-con-full e-flex e-con e-child\" data-id=\"fa10002b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100029 elementor-widget elementor-widget-heading\" data-id=\"fa100029\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">RAICV 3189<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa10002a elementor-widget elementor-widget-heading\" data-id=\"fa10002a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Registre d\u2019Agents d\u2019Intermediaci\u00f3 Immobili\u00e0ria de la Comunitat Valenciana<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa10002d e-con-full e-flex e-con e-child\" data-id=\"fa10002d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39f2bee7 elementor-widget elementor-widget-shortcode\" data-id=\"39f2bee7\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fa100038 e-con-full e-flex e-con e-child\" data-id=\"fa100038\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa100036 e-con-full e-flex e-con e-child\" data-id=\"fa100036\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa100035 elementor-widget elementor-widget-heading\" data-id=\"fa100035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">\u00a9 2026 LA BELLA VITA Real Estate S.L. | CIF B-56318512<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa100037 e-con-full e-flex 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Artyku\u0142 jest cz\u0119\u015bci\u0105 naszego kompletnego przewodnika po zakupie nieruchomo\u015bci. Przewodnik zakupu Por\u00f3wnaj podatki [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":610308,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-611109","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Koszty zakupu: Costa Blanca i Costa C\u00e1lida | LA BELLA VITA<\/title>\n<meta name=\"description\" content=\"Por\u00f3wnaj koszty zakupu na Costa Blanca i Costa C\u00e1lida: podatki na rynku pierwotnym i wt\u00f3rnym, prawnik, notariusz i rejestr. 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